Becoming a credit union member certainly does have its advantages. One of the best New Year’s resolutions you could make for you and your family is to join VacationLand Federal Credit Union.

Did you know that credit unions offer the same products and services as any other financial institution? We offer a wide variety of savings, checking and loan products, as well as convenience services like e-statements, cashier’s checks and money orders, Co-Op Shared Branching, free notary service, safe-deposit boxes, payroll deduction, night depository, online banking, telephone account access, RDC (Remote Deposit Capture), our new mobile app, and EasyPay bill payment. However, that’s where the similarities end.

Banks focus on their bottom lines. At VacationLand, we make it our priority to help our members achieve their personal financial objectives. You will know right away that we are different. We are member-owned and controlled through a board of directors elected by the membership. The board establishes and revises policy, sets dividend and loan rates, and directs certain operations. We are folks you know – local neighbors you can trust to always anticipate your needs and exceed your expectations with superior service and products.

At VacationLand, we are also focused on technology to keep our members safe and our community financially educated. Along with the services mentioned above, we also offer a digital financial education program called EVERFI, which provides our community with an engaging learning experience around critical personal finance topics like building emergency savings, mortgage education, and retirement planning. It’s a series of three-to-ten-minute learning modules, including financial tools and calculators, available in English and Spanish. This program is mobile and tablet-enabled so you can learn on the go. It’s free for everyone! Take a look at this Financial Empowerment Tutorial on Benefits of a Credit Union to learn more about how credit unions differ from banks and other financial institutions. VacationLand will continue to research new products and services to enhance our members’ experiences while simplifying and enriching their financial lives.

Another way credit unions are different over traditional banks: we offer our members better loan rates! You will find the best loan rates around at VacationLand. As a member, you can take advantage of our low rates and features designed to meet your exact needs. Our lending specialists are here to help you purchase a new home, find tuition assistance, or buy that new car or boat. Right now we are offering a Personal Loan Special, which runs through the end of January. It boasts a rate of 5.99%. You can borrow between $900 and $2,500 with 12 months to repay. No collateral is required. Just sign on the line.

There’s also time to take advantage of our Credit Card Balance Transfer Special, good through February. You can move your balances from other high-interest credit cards to our low-interest VacationLand Visa^®. You save money while paying off debt faster. Benefit from a 3.99% introductory APR for the first 18 months, with no balance transfer fees and no cash advance fees.

When you take into account all these services, products, and features offered by VacationLand Federal Credit Union, you really do belong here! Membership is open to any person who lives, works, worships, or attends school in Erie County, Ohio. Membership is also extended to employees of the school districts located in Huron County, Ohio, and employees of Ohio Edison who work in Sandusky, Bellevue, Norwalk and Port Clinton, Ohio. Immediate family members of all eligible members also qualify for membership. Qualified businesses and other entities may also join. Visit our Member Qualifications page for more details and to apply online!

Take a look at all we offer on our website, and if you have questions, stop by any of our five convenient locations, complete our quick contact us form, or give us a call at 419-625-9025 or 800-691-9299.