Open a Certificate Account
We offer terms from three months to five years, depending on your savings needs. You pick the term, lock in the rate and let the dividends accumulate. A certificate is a safe investment with a guaranteed return that’s hard to beat.
Open a certificate account at any of our branches Huron, Norwalk, Sandusky and Vermilion or call us at 1-800-691-9299 to get started.
Membership is required. Not currently a member? Become a member and start enjoying exclusive benefits from a local network today!
Look at our certificate rates.
Certificate Details
- Competitive fixed rates
- Variety of terms available
- Dividends compounded monthly or quarterly
- $500 minimum balance to open ($100 for 0-12 year olds)
- Penalty for early withdrawal
- Available as an IRA
- Insured up to $750,000*
Dividend Dispersal Options
- Keep dividends in the certificate (compound)
- Official check sent to the member
- Transfer dividends to another account
*All depository accounts are insured up to $750,000. The first $250,000 is provided by the NCUA Share Insurance Fund (NCUSIF). An additional $500,000 is made available through private insurance from Excess Share Insurance (ESI). This coverage is more than most financial institutions offer.