Mobile Menu Back Arrow
Vehicle Loans Banner Image
Vehicle Loans Inset

Vehicle Loans

Vehicle Loan Benefits

  • An easy application process
  • Repayment term options
  • Financing options
  • Personal attention

Apply for a Vehicle Loan online or in-person at any branch in Sandusky, Vermilion, Norwalk and Huron. Membership is required for all VLFCU products and services, become a member and start reaching your financial goals today.

Whether you’re purchasing a new or used car, boat, RV or motorcycle, VacationLand will build a customized loan to meet your needs.*

We offer a variety of vehicle loans, including:

Auto Loan Preview Image
  • Easy application process
  • Pre-approvals for negotiating power
  • E-signature options available
  • Flexible terms
Motorcycle Loan Preview Image
  • Financing options (new, used, refinance)
  • Competitive interest rates
  • Personal attention
RV Loan Preview Image

With reasonable rates and long-term options available getting a manageable payment couldn’t be easier. Why wait, drive home with your new toy today!

Boat Loan Preview Image

We can help you with all your financing needs for a new boat or personal watercraft so you can enjoy Lake Erie to its fullest.

A Member Relations Representative will walk you through each step, so you can stay in complete control of the process.

Indirect Dealers Preview Image

While members always have the option to finance vehicles with us in-person, we know that it may be more convenient to process a loan while at the dealership.

*Member must be in good standing with VLFCU. All loans are subject to credit approval. The rates and APR may differ depending on the term, credit qualifications, or loan-to-value

Indirect Dealers

Here is a list of dealerships that partner with us to provide you with the convenience of applying for a VLFCU loan on your next auto, motorcycle, RV, boat, camper or trailer.

Valley Ford

55 Cleveland Rd. E
Huron, Ohio 44839
Phone: (419) 433-4404
Fax: (419) 433-2506
www.valleyfordofhuroninc.com

Ken Ganley Automotive, LLC

226 Milan Ave.
Norwalk, Ohio 44857
Phone: (419) 668-3300
Fax: (419) 668-7546
www.kenganleynorwalk.com

Billings Sales and Service

231 E. McPherson Hwy.
Clyde, Ohio 43410
Phone: (419) 547-9449
Fax: (419) 547-6739
www.billingssales.com

Don Tester Ford-Lincoln, Inc

2800 US Hwy 250 S
Norwalk, Ohio 44857
Phone: (419) 668-8233
Fax: (419) 663-7924
www.dontester.com

Foster Chevrolet-Cadillac, Inc

2504 Hayes Avenue
Sandusky, Ohio 44870
Phone: (419) 625-1313
Fax: (419) 621-2034
www.fostersandusky.com

Ken Ganley Automotive Sandusky

2401 Cleveland Rd.
Sandusky, Ohio 44870
Phone: (419) 502-5121
Fax (419) 625-8298
www.kenganleybuickgmc.com

Firelands Chrysler Dodge Jeep Ram

2206 Cleveland Rd.
Sandusky, Ohio 44870
Phone: (419)-621-0210
Fax (419) 621-8308
www.firelandsautogroup.com

Firelands Toyota

904 Strub Rd.
Sandusky, Ohio 44870
Phone: (419) 502-5611
Fax: (419) 502-5678
www.firelandsautogroup.com

Mathews Ford Sandusky, Inc.

610 E. Perkins Ave.
Sandusky, Ohio 44870
Phone: (419) 626-4721
Fax :(419) 626-2944
www.mathewsford.com

Firelands Chevrolet of Vermilion

2315 State Rd.
Vermilion, Ohio 44089
Phone: (440)967-3144
Fax: (440) 387-5255
www.firelandschevy.com

Firelands Chevrolet Buick

300 Milan Ave.
Norwalk, Ohio 44857
Phone: (419) 668-4811
Fax: (419)668-6558
www.firelandschevy.com

Smiley Automotive, Inc

.
383 Milan Ave.
Norwalk, Ohio 44857
Phone: (419) 663-2277
Fax: (419) 660-9700
www.smileyautomotive.com

Town and Country RV Center, Inc.

909 W. McPherson Hwy.
Clyde, Ohio 43410
Phone: (419) 547-0708
Fax: (419) 547-9101
www.tacrv.com

Tri Motors Sales

1430 S. St. Rt. 19
Oak Harbor, Ohio 43449
Phone: (419) 898-2931
Fax: (419) 898-6707
www.trimotorsales.com

Roeder Racing, LLC. dba. Roeder Racing & Service

3684 U.S. Rte. 20 West
Monroeville, Ohio 44874
Phone: (419) 465-2247
Fax (419) 465-4369
www.roederracing.com

Myers Auto Center, LLC.

1111 Castalia Street
Bellevue, Ohio 44811
Phone: (419) 483-3281
Fax: (419) 483-2043
www.myersautocenter.com

Caranfa Ford

1370 E. Main Street (US Route 20)
Bellevue, Ohio 44811
Phone: (419) 483-3535
Fax: (419) 483-7402
www.caranfaford.com

Erie Riders, LLC. dba. Mad River Harley-Davidson

5316 Milan Rd.
Sandusky, Ohio 44870
Phone: (419) 502-2244
Fax (419) 502-2238
www.madriverhd.com

American Powersports, LLC.

4922 Milan Rd.
Sandusky, Ohio 44870
Phone: (419) 625-9253
Fax: (419) 625-9254
www.americanpowersport.com

Fox Cycle

1011 Fremont Avenue (Rt. 6 South of Rt. 2)
Sandusky, Ohio 44870
Phone: (419) 621-5888
Fax: (419) 293-5017
www.foxcycleworks.com

Fitzgerald Automotive Group

3706 State Route 20W
Monroeville, Ohio 44847
Phone: (419) 465-2526
Fax: (419) 465-2323
www.fitzgeraldautogroup.com

Halleen Kia West, Inc

.
7515 Milan Road, Rte 250
Sandusky, Ohio 44870
Phone: (440) 373-1435
Fax: (440) 373-1435
www.halleenkia.com

Hargan, LLC. dba Birmingham Automotive

14829 St. Rt. 113
Birmingham, Ohio 44889
Phone: (440) 965-4487
Fax: (440) 965-4150
www.birmingham-automotive.com

Advantage Ford Lincoln Sales, Inc.

885 Hagerty Drive
Fremont, Ohio 43420
Phone: (419) 334-9751
Fax: (419) 334-7576
www.advantagefordfremont.com

Baumann Chevrolet Cadillac Buick Pontiac, Inc

.
625 S.E. Catawba Rd.
Port Clinton, Ohio 43452
Phone: (419) 732-3148
Fax: (419) 732-3336
www.baumannautogroup.com

Teamray Motorsports, Inc

.
1400 E Main ST. SR 20
Bellevue, Ohio 44811
Phone: (419) 483-4408
Fax: (419) 483-5458
www.teamraymotorsports.com

Clemons Boats

8009 Barrett Rd.
Sandusky, Ohio 44870
Phone: (419) 684-5365
Fax: (419) 684-5755
www.clemonsboats.com

Liberty Ford

4215 Liberty Ave.
Vermilion, Ohio 44089
Phone: (440)967-6191
www.libertyford.com

Sharpnack Sandusky

3002 S Hayes Ave.
Sandusky, Ohio 44870
Phone: 567-316-2570
www.sharpnackdirect.com