What is a Savings Secured Loan?

Instead of depleting your savings account or cashing in your certificate, a Savings Secured Loan allows members with funds on deposit to borrow. With this loan, you have the advantage of continuing to earn dividends on the funds you have deposited, even though they are pledged as collateral on your loan.

Shared Secured Loan Inset Image

Business owners smile happy after getting a loan approval for business expansion.

Savings Secured Loan Benefits

  • Use your VacationLand FCU accounts as collateral.
  • Earn dividends on secured funds.
  • Enjoy competitive rates and flexible terms.
  • Use your Savings Secured Loan funds for almost anything.
  • These loans have an easy application process.
  • E-signature options are available.

Apply for a personal savings secured loan at any branch in Sandusky, Vermilion, Norwalk and Huron or call us at 1-800-691-9299 to get started.

Membership is required. Not currently a member? Become a member and start enjoying exclusive benefits from a local network today!

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Other Loan Options

Choosing the right loan is a vital step in reaching your financial milestones. Whether it’s an auto or student loan for your daily life, a personal loan for immediate needs, or a mortgage or HELOC to build home equity, the key is alignment. By selecting a product that fits your timeline, you aren’t just borrowing—you’re strategically leveraging credit to build the future you want.

Vehicle Loan
  • Auto Loan
  • Boat Loan
  • Motorcycle Loan
  • RV Loan
Learn More
Easy Application Process
Mortgage Loan
  • Fixed and adjustable rates
  • Competitive interest rates
  • Low down payment options
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Get Pre-approved
Personal Loan
  • Affordable rates
  • Various financing options
  • Low monthly payments
Learn More
Apply for a Personal Loan
Home Equity Line of Credit
  • Pay interest only on the funds you use
  • No closing costs*
  • Check writing privileges
Learn More
Apply for a HELOC Loan