Personal Loans

Make your life aspirations and dreams come true with personal loans from VacationLand Federal Credit Union. We offer a wide variety of personal loans with low rates and features designed to meet your financial needs.

Our lending specialists are here to help you purchase a new home, plan a dream vacation, or buy that new car or boat.  Ask how a VLFCU loan can help finance your needs.

Apply for personal loans online or visit one of our branches located in Sandusky, Vermilion, Norwalk and Huron or call us at 1-800-691-9299 to get started.

Membership is required. Not currently a member? Become a member and start enjoying exclusive benefits from a local network today!

Personal Loan

  • Affordable rates
  • Various financing options
  • Low monthly payments

Emergency Loan

  • 911 Loan
  • Kickstart Auto Loan
  • Simplicity Consolidation Loan

Mortgage Loan

  • Fixed and adjustable rates
  • Competitive interest rates
  • Low down payment options

Home Equity Line of Credit

  • Pay interest only on the funds you use
  • No closing costs*
  • Check writing privileges

Vehicle Loan

  • Auto Loan
  • Boat Loan
  • Motorcycle Loan
  • RV Loan

Savings Secured Loan

  • Use VLFCU accounts as collateral
  • Use funds for almost anything
  • Flexible terms

Sallie Mae Student Loans

  • Undergraduate and graduate students
  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Credit Builder

  • Gain a better understanding of your debt and credit scores, and learn how to improve your creditworthiness
  • Personal Loans: Up to $1,000
  • Credit Cards: Up to $1,000